Depending on your financial situation, you can choose the details of coverage and the upper limit on your claims. The amount is $10,000, $25,000, $50,000, $100,000, $150,000, $300,000, $500,000 or $1,000,000.

Visitors Insurance intends to cover emergency health and medical expenses and financial and other losses incurred while you are visiting Canada.

Yes. You can purchase insurance at any time after arriving in Canada. However, there is a 48-hour waiting period for insurance coverage. See Terms and Conditions for details.

The person who will receive the insurance money in the event of the death of the insured person.

Yes, as long as you spend most of your coverage period in Canada. However, expenses incurred in the customer's country of origin are not covered.

Most travel insurance plans have a waiting period of 48 hours to 7 days. The policy does not cover illnesses that develop before the start date of insurance or which occur during the waiting period. However, there is usually no waiting period if you sign up before departure. The waiting period varies by insurance plan, so be sure to check the insurance terms and conditions of the insurance you have selected.

The longest subscription period is 365 days. If you need to extend your insurance period while traveling, you must extend it before your existing insurance expires in order to receive insurance benefits without a waiting period. It is possible to extend your existing travel insurance. You must extend it before your existing policy ends so another waiting period does not apply.

This includes deductibles (co-payments), co-insurance, and non-covered expenses. Be sure to check the terms and conditions before signing up for insurance.

If you travel to another province or country, such as the United States or Mexico, your province insurance may not cover all medical expenses incurred. Prepare in advance with a reasonable insurance premium to cover unexpected medical expenses at all.

Any health problem for which symptoms were manifested before the insurance start date. Insurers consider these cases to be pre-existing medical conditions and do not provide coverage for them. If you wish to receive the existing medical insurance benefits, you can choose to subscribe as an option, and the insurance premium will be higher when you sign up.

You can apply for this plan if you are: A tourist, visitor to Canada, Super Visa applicants, Landed immigrants and returning Canadians waiting for Government Health Insurance Plan coverage looking for emergency-only coverage Not insured or eligible for benefits under a Canadian government health insurance plan

Yes. Visitor insurance is available for spouses and unmarried children between the ages of 15 and 21 living together.

To be precise, it is a portion of the medical expenses that you must pay yourself when you claim. There is no deductible for international student insurance that you can be purchased. For visitor and Canadian insurance, deductibles range from $0 to $10,000. Options vary by plan, and setting a higher deductible can lower your premium.

Travel insurance covers unforeseen medical expenses and non-refundable expenses if the trip is canceled or interrupted. In addition, if the pre-existing medical condition has not worsened for a certain period before the insurance start date, you can be covered for medical expenses incurred when the condition worsens after the insurance begins. The period depends on your age and is a minimum of 3 months. Some plans may include coverage for pre-existing medical conditions if conditions meet and provided health questions will be answered. Be sure to refer to the policy wording that the conditions are different for each plan. Medical expenses related to symptoms that occurred before insurance begins are not covered after insurance begins. We advise you to purchase travel insurance regardless of your pre-existing medical conditions. The reason is that it can cover medical expenses incurred from accidents and diseases other than existing diseases.