Traveler (Visitor) insurance

Find out my insurance premium

Canada Visitor Travel Insurance

Travel medical insurance for immigrants, foreign workers and visitors to Canada.

Essentials before traveling

live in Canada; or
for anyone traveling to Canada,
We will find personalized products for you.

Why should I sign up for local Canadian travel insurance?

Why buy travel insurance for visitors to Canada?

When visiting Canada, health insurance from your home country does not travel with you.

We understand that healthcare in Canada can be expensive if you are not covered by a Canadian government health insurance plan.

So be sure to carry travel insurance to protect your finances and enjoy worry-free travel. The Canadian experience is meant to be enjoyed.

However, in the event of an unforeseen medical emergency, you may be covered by Canada Visitor Travel Insurance.

Who can join?

Tourist (Tourist Visa/Visa Free)

working holiday
work visa holders
Super Visa Application and Holder

Emergency hospital and medical - $10,000 to $1,000,000
Accidental death and amputation - $10,000 to $300,000
Prescription drugs – inpatient – up to your insurance premium; outpatient – up to a 30-day supply
Expedited transportation - up to the insured amount
Accidental dental $4,000 up to $500
Operator Chiropractor, Osteologist, Podiatrist/Spine Specialist, Physiotherapist, Acupuncturist $500 per occupation
Dental emergencies up to $500
Out-of-pocket expenses up to $3,000 up to $1,500 for emergency return
Death $10,000
Relative or friend transportation $3,000

See the policy booklet for details and definitions.

Right to review insurance policy
Refunds Before Effective Date: To return this policy for a full refund, you must do so within 10 days of purchase. Please see the policy section that explains when coverage begins.
Refunds after the effective date:
For refunds after coverage begins, see Premium Refunds section below.
Refunds are available in the following cases:
- The entire trip is canceled prior to the effective date.
- If you return to your home country before the expiration date and do not intend to return to Canada. Time spent in your home country between visits to Canada is non-refundable.
- You are insured under a Canadian province or territory health/medical plan.
- Regardless of the method of payment, premium refunds must be obtained from the dealer where the policy was originally purchased, unless purchased directly from AGA. Premiums are non-refundable if a claim is made. Refunds must be paid from the date the request is received. Refunds for partial cancellations are calculated by multiplying the daily premium by the actual number of days the policy is in effect. If this amount is less than the required minimum premium, the minimum premium will be used. This amount is deducted from the total premium paid. Refunds will be calculated as of the date AGA receives your refund request. A refund fee may apply. Refunds below the minimum insurance premium will not be issued.

As of the effective date, the following individuals are not covered:

a) You have been diagnosed with an incurable disease. or

b) diagnosed with stage 3 or 4 cancer; or

c) Has been treated for any cancer (except for basal or squamous cell skin cancer or breast cancer treated with hormone therapy only) in the past 3 months. or

d) You need assistance with activities of daily living due to a medical or health condition

To be covered, as of the effective date, you must:

a) not less than 15 days old and not more than 89 years of age; and

b) are not insured or eligible for benefits under the Government of Canada Health Insurance Plan; and

c) You are in good health at the time of purchase of insurance and on the date you leave your home country and know that you have no reason to seek medical advice during the coverage period.

1. If you are 59 years of age or younger as of the effective date: Benefits will not be paid for expenses incurred as a result of or due to your health condition or related condition that was not stable at any time during the 90 days immediately preceding the effective date.

2. If you are between the ages of 60 and 79 as of the Effective Date: Benefits will not be paid for expenses incurred due to or as a result of any of the following pre-existing conditions:

• heart condition;

• Stroke or mini-stroke (TIA- transient ischemic attack).

You will not be paid for expenses incurred or incurred as a result of pre-existing conditions not listed.

3. If you are between the ages of 80 and 89 as of the effective date: Benefits are not paid for pre-existing conditions.

Canada Visitor Travel Insurance

Travel medical insurance for immigrants, foreign workers and visitors to Canada.

​​Essentials before traveling​

live in Canada; or for anyone traveling to Canada, We will find personalized products for you.

Why should I sign up for local Canadian travel insurance?

Why buy travel insurance for visitors to Canada?

​Who can join?

Tourist (Tourist Visa/Visa Free)

working holiday

work visa holders

Super Visa Application and Holder

Please see Terms and Conditions for further details and definitions.

Essentials before traveling

live in Canada; or
for anyone traveling to Canada,
We will find personalized products for you.

Who can join?